Simple Ira 2025 Contribution Limit. For savers looking to max out 401 (k) contributions, higher contribution limits will. Simple ira * 2025 contribution limit:

Simple 401k and simple ira plans have a lower contribution limit than. In 2025, the simple ira limit is $16,000 for employee deferrals, with another $3,500 allowed for individuals age 50 or older.